| Mary |
Bellflower | Ms. Diaz's CF adjuster. |
| Letty |
Bing | Gordon's claim adjuster. |
| Kip |
Brainard | Officer who accompanied Kinsey and Bibianna. |
| Wilfred |
Brentnell | Lawyer. Aka: Brent Willy. |
| Jack |
Cantheas | One of Gordon's representatives. |
| Jewel |
Cavaletto | Retired CF agent. |
| Dr. |
Cherbak | Bibianna's doctor. |
| Agatha |
Christie | Mystery author mentioned. |
| Bibianna |
Diaz | One of CF claimants. |
| Gina |
Diaz | Relative of Bibianna. |
| Gina |
Diaz | Bibianna's mother. |
| Robert |
Dietz | Private investigator, Kinsey's associate. |
| Lieutenant |
Dolan | In charge of Parnell's case. |
| Nikki |
Fife | Wilfred's former client. |
| Lola |
Flores | Suspected alias of Bibianna for her scam. |
| Sergeant |
Hollingshead | One of Dolan's officers. |
| Dr. |
Howard | Raymond's contact, a doctor. |
| Frederick |
Howard | Chiropractor. |
| D. |
Janofsky | The first responder. |
| Vera |
Lipton | CF claims manager. |
| Father |
Luevanos | The parish priest. |
| Chago |
Maldonado | Raymond's brother. Aka: Valensuelo. |
| Raymond |
Maldonado | Bibianna's ex-boyfriend. |
| Tony |
Marsden | One of Gordon's representatives. |
| Kinsey |
Millhone | Protagonist, private investigator. |
| Hannah |
Moore | Kinsey's fake identity. |
| Andy |
Motycka | CF sales manager. |
| Darcy |
Pascoe | CF receptionist. |
| Parnell |
Perkins | Murdered California claim adjuster. Aka: Daryl Weaver. |
| Henry |
Pitt | Kinsey's landlord. |
| Danny |
Renkes | Jimmy's colleague. |
| Lieutenant |
Santos | Officer in charge of Chago's case. |
| Jimmy |
Tate | Bibianna's boyfriend, Kinsey's ex-boyfriend. |
| Gordon |
Titus | VP from Palm Springs. |
| Dr. A. |
Vazquez | Attending physician. |
| Maclin |
Voorhies | CV vice president. |
| Daniel |
Wade | Kinsey's ex-husband. |
| Alfredo |
| One of Luis's companions. |
| Brutus |
| Chopper's dog. |
| Buddy |
| Owner of auto-salvage shop. |
| Chopper |
| The man who runs Buddy's auto-salvage. |
| Dawna |
| Chago's wife. Aka: Karen Hedgepath. |
| Hannah |
| Bibianna's co-prisoner. |
| Juan |
| One of Luis's companions. |
| Luis |
| Raymond's security. |
| Lupe |
| Bibianna's workmate. |
| Martha |
| Dr. Howard's receptionist. |
| Nettie |
| Bibianna's co-prisoner. |
| Perro |
| The dog. |
| Rosie |
| Restaurant owner. |
| Ruth |
| Diaz's cousin. |